99hg皇冠登录有限公司.
An agency relationship that’s focused on your needs.
Universal Group is an independent insurance agency, 经纪公司, consulting company in Omaha, NE, 成立于1982年.
环球保险集团是一家独立的保险机构，为您的独特风险和需求提供广泛的保险解决方案. 我们与客户合作创建定制保险计划，专注于个性化每个客户关系，并提供专业知识来支持它.
We proudly serve and have served individuals and businesses of Omaha, 自1889年起东北, 并在全国50个州扩大了咨询客户. 我们以将您的需求放在首位而自豪，同时根据我们机构的核心价值和使命提供优质的保险产品和服务.
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Get Your Insurance Quote
作为一个独立的机构，我们在这里帮助您找到合适的报道.
Our Mission Statement
我们的专业团队致力于通过我们多样化的服务组合为您创造独特的体验，让您放心，知道您的合作伙伴在这里保护您, 培养, build your business. 作为独立经纪人，可以接触到令人印象深刻的保险公司, 我们的经纪人与专家合作，将您的风险降至最低，并使您的资产最大化.
The 解决方案 To Your Insurance Needs
Providing a variety of 商业保险, specialized 商业保险, 员工福利, 人身保险 solutions is what 99hg皇冠登录有限公司. 最擅长的.
Insurance by Industry
Looking for insurance designed specifically for your business?
Search for 商业保险 by industry to find the right coverage.
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真正的客户. 真正的评论. 真实的报道.
“我们很高兴能与99hg皇冠登录合作，满足我们的保险需求. They found us the coverage we need and Angie is very responsive. We would highly recommend them.”
——乔·S.
Insurance in 50 States
We offer insurance solutions across all 50 states nationwide
以内布拉斯加州、爱荷华州、田纳西州、亚利桑那州、南卡罗来纳州、怀俄明州和阿拉巴马州为重点.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
找出原因
Offering Nationwide 解决方案s
We counsel clients from our six office locations across NE, AZ, TN, WY, SC, 和艾尔, serve all 50 states nationwide.
Personalizing Client Relationships
我们的机构将加倍努力，超越您的期望，帮助您发现和了解最合适的报道.
Education by Experienced Agents
With extensive experience, 我们了解如何为您提供高质量的保险，并为您提供保险选择.
交互式图形
99hg皇冠官网. 读它. 覆盖它.
了解一下你面临的风险，以及你的保险如何保护最重要的东西.
Commercial General Liability / Garage Liability
风险因素
Your repair shop may be susceptible to many risks, such as claims due to bodily injury, 财产损失, 人身伤害, 和更多的. 例如, 如果客户在你的维修店不小心绊倒和跌倒, 你可能会面临潜在的诉讼，并为事故造成的任何伤害承担经济责任.
解决方案
商业一般责任保险对每个修理厂来说都是绝对必要的. This type of protection provides broad coverage for premises, 操作, completed 操作 and advertising, 人身伤害. 它还将支付辩护任何涵盖的诉讼或行动，无论其优点. 保险范围可以作为单独的保单购买，也可以根据您的具体需求进行调整.
Commercial Property Insurance
风险因素
When a gas tank 爆炸 causes an uncontrollable fire, 你的商业财产和其中的一切都可能遭受重大损失. This can have a detrimental effect on your repair shop business.
解决方案
商业财产保险可以帮助保护企业拥有或租赁的财产, including things like equipment, 库存, 家具, 及设施. Whether you own your building or lease your workspace, 商业财产保险可以单独购买，也可以与其他必要的保险相结合，以保护企业的实物资产.
Property of Others - Garagekeepers
风险因素
The nature of your business means you’re responsible for valuable cars, 卡车, other automobiles. 作为一个维修店的老板，你被信任来保护属于别人的车辆. 这一责任带来了潜在的责任，被持有的经济责任造成的财产损失，这些车辆在你的照顾, 监护权, 和控制.
解决方案
You should purchase physical damage coverage, referred to as garagekeepers coverage, 旨在帮助您在发生事故时保护客户的财产和业务, 受伤, or 财产损失 occurs. 这种保护包括因不幸和不可预见事件而产生的费用, 做工还不错, 错误的部分, 或保证.
Inland Marine and Equipment Floater
风险因素
你不断地把工具从修理店的一个地方搬到另一个地方, exposing your business to potential loss due to damage or 盗窃. 如果没有专业的工具和设备，你的维修工作可能会戛然而止.
解决方案
您可以购买特殊设备保险，以保护您的工具和设备在移动中. The policy will cover equipment for a variety of losses, 包括火灾, 爆炸, 破坏公物, 盗窃, collision with other equipment or objects, 和颠覆.
工人的补偿
风险因素
如果你的员工受伤或生病，由于与工作有关的事件, you are required by law to have the proper coverage in place.
解决方案
雇员补偿保障雇员在受雇期间因工受伤或生病. This coverage is required by law and may vary by area, 所以一定要了解你在所有经营业务的实体场所以及你雇佣员工的实体场所所承担的义务.
Business 汽车保险
风险因素
As a repair shop owner, 您有许多与您的业务工具(自有的或租赁的)相关的暴露. 带着车队, 卡车, 货车, or other types of vehicles used in the course of business, 一次事故就可能使你的企业陷入财务危机.
解决方案
商业汽车保险为修理店拥有或租赁的车辆提供保险，并为身体伤害提供保险, 财产损失, 还有其他暴露, could include comprehensive and collision coverage as well.
商业的伞 / Excess Insurance
风险因素
在修理店业务中，损失和诉讼是相当常见的，和解可能是相当可观的. If your business is found to be responsible for damage or injury, 你可能会面临超过你的标准保单的基本限额的巨大责任损失.
解决方案
你应该考虑购买商业伞形保险，它提供更高的限额, 一般在2美元之间,000,000元及10元,000,000, often broadened coverages. Coverage is extended over various policies, including general liability insurance, 商务汽车, directors and officers liability insurance.
车库修理 Shop Insurance 101
确保你覆盖了车库维修店所面临的独特风险.
- Click on the hotspots.
- 发现你的风险.
- Get the right coverage.
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Find even more interactive graphics for 房屋保险, business owners insurance, 员工福利.
